Step By Step Process to Check Bank Balance on WhatsApp

If you want to check your account balance using WhatsApp, then first you have to add your bank account number to the Whatsapp payment method.

WhatsApp is one of the most used social media platforms that use the instant messaging service app. It also helps to conduct financial transactions and check bank account balances easily.

For bank-to-bank transactions, the WhatsApp Payments feature uses UPI. The Nationwide Payments Corporation of India (NPCI) developed this Unified Payment Interface (UPI) that is the national payment system supported by major banks in India.

In order to identify details of the bank account, WhatsApp uses a phone number linked to the bank account. To check the account balance through WhatsApp, the account number of your bank needs to be added to your payment method. There are two ways to check account balance through WhatsApp, one is by using settings and the other one is by sending the money.

Check Bank Account Balance By Using ‘Settings’ Option 

Step 1: Open your WhatsApp.

Step 2: Tap on the ‘More’ options on the Android device.

Step 3: If you are running WhatsApp on an iPhone, then go to the ‘Settings’ option.

Step 4: Tap on ‘Payments’.

Step 5: Click to the bank account showing in Payment methods.

Step 6: Now tap on ‘View Account Balance’.

Step 7: Enter UPI PIN to check the balance.

The process to Check Account Balance While Sending Money

There are some steps that need to follow to check the bank account balance at the time when transferring money to another account:

Step 1: Click on the option of the preferred payment showing at the screen of the payment notification.

Step 2:  Now tap on the ‘View account balance’.

Step 3: Select the relevant bank account linked to the WhatsApp account.

Step 4: Enter the correct UPI PIN.

Things To Be Noted:

• ‣During the initial setup of the bank, you need to approve the Privacy Policy and Payments Terms.
• ‣If you are not getting your bank name in the list, it means your bank is not supported.
• ‣To facilitate hassle-free payments, your phone number needs to be linked to your WhatsApp account. Same number can be used to identify bank details of your bank.
• ‣Make sure that you are using the latest version of WhatsApp to make use of WhatsApp payment method.